Workplace injuries are a common occurrence across the state of New York. In 2018, the Bureau of Labor Statistics recorded 80,200 severe workplace injury and illness cases among private employers. That means they involved days away from work, a transfer or restrictions. Goods-producing businesses, such as in construction or natural resources, saw fairly high rates of these severe injuries. When a workplace injury leaves an individual with expensive medical bills and impacts their ability to earn a living, what options might they have for...
Top parking lot hazards where businesses are held liable
People may know that someone who slips and falls on a business premises can hold that business liable for injuries. But what people may not know is that premises safety and liability extend much further. Parking lot security – Security in parking lots could include multiple things such as cameras, good lighting, emergency phones and security guards either patrolling the lot or offering to escort people to their cars. Poor lighting – This goes along with security issues. Poor lighting could be an invitation to criminals that this location...
When are you liable for injuries on your property?
Most homeowners understand they need to keep their property safe for guests. But sometimes people enter your property because they are attracted by features that look appealing. These visitors may be children who don’t understand the inherent risks of property or they could be trespassers. The insurance term for potential problematic things that attract people onto your property is attractive nuisance. What is an attractive nuisance? An attractive nuisance is an insurance term meaning something on someone’s property that may attract kids but...
How to reduce the risk of an older person falling in your home
Millions of people 65 and over fall each year, and one out of every five falls causes a serious injury like a head injury or a broken bone. According to the Centers for Disease Control and Prevention, three million senior citizens are treated in the ER each year for injuries caused by falls. Falls are the single most common cause of traumatic brain injury. More than 95% of hip fractures are caused by falls. Other common injuries include broken wrists, arms and ankles, any of which can be painful and serious. Did you know that falling once...
