Car Accident Attorney for Fredonia-Dunkirk, NY

Car Accident Attorney for Fredonia-Dunkirk, NY

All motorists in New York have a legal obligation to obey the state’s traffic laws and do their best to keep others on the roadway safe. When drivers fail in this obligation and harm others, their victims can hold them financially responsible.

If you or your loved one suffered injuries in a collision in Western New York, Campbell & Associates’ car accident attorney for Fredonia-Dunkirk, NY, can help you explore your options for recovering compensation. We can fight to maximize your no-fault insurance settlement and, depending on your injuries and losses, pursue further compensation from a liable party.

We provide free, no-obligation consultations and take cases on contingency, meaning we charge nothing upfront or out of pocket. Call us at (716) 992-2222 or complete our online contact form to get started today.

Our Lawyers Handle All Types of Motor Vehicle Accidents

For more than 30 years, Attorney Colin Campbell has advocated for the rights of accident victims. He and the experienced personal injury team at Campbell & Associates know what it takes to recover full and fair compensation after a crash. We have the skills and resources to thoroughly investigate your motor vehicle collision and establish your right to compensation.

We handle:

Furthermore, we are familiar with claims involving catastrophic and fatal injuries, including head injuries, traumatic brain injuries, back and spinal cord injuries, and internal injuries. We are here to offer you compassionate and personalized legal representation throughout every step of your case.

Understanding New York’s No-Fault Insurance System

New York is a no-fault insurance state, meaning drivers must turn to their own insurance first for compensation after a crash, regardless of who caused it. According to the New York State Department of Financial Services, motorists must have a minimum of $50,000 in basic no-fault coverage, also called personal injury protection (PIP) insurance.

Basic PIP provides:

  • Medical coverage up to the policy limit
  • Eighty percent of an injured party’s lost earnings from work (capped at $2,000 per month for up to three years following the accident)
  • Up to $25 per day for “reasonable and necessary expenses” (for up to one year after the accident)

If you have a “serious injury” as defined by ISC § 5102(d), you can seek damages exceeding your PIP and compensation for pain and suffering. You can do this via an auto insurance claim against the driver at fault for causing the wreck.

In addition to no-fault insurance, drivers must also have the following liability coverage to pay for injuries and damage they cause:

  • $25,000 for a bodily injury to one person
  • $50,000 for a bodily injury resulting in death to one person
  • $50,000 for a bodily injury for two or more people/per accident
  • $100,000 for a bodily injury resulting in death to two or more people/per accident

Our personal injury attorney can help you understand all of your options for recovering car accident compensation. We can assist with PIP and liability claims or take legal action when necessary. We have offices in Fredonia-Dunkirk, Hamburg, Buffalo, and Jamestown and can serve clients anywhere in Western New York. Contact us for a free consultation with a lawyer near you.

Recoverable Car Accident Compensation 

Accrding to the New York State Department of Health, motor vehicle accidents are the leading cause of injury deaths in Chautauqua County. Furthermore, the National Safety Council estimates that the average cost of a car accident with evident disabilities is $40,000, while those with disabling injuries soar to $155,000.

If you’ve been hurt in a car accident, you should not have to pay out of pocket – especially if someone else’s negligent actions caused the collision. You may be entitled to compensation for:

  • Medical treatment,including emergency transportation and emergency medical services, surgeries, doctor and hospital fees, rehabilitation, physical therapy, and home care
  • Lost wages and employment benefits, including lost future income and lost earning capacity
  • Pain and suffering, including severe and chronic physical pain, permanent and disabling injuries, scarring, disfigurement, emotional and mental suffering, and diminished quality of life
  • Wrongful death of a loved one, including medical expenses, funeral and burial costs, lost income, lost future inheritance, and loss of the deceased’s support, guidance, and services
  • Miscellaneous expenses, including vehicle damage, household services, and alternative transportation costs

We Can Build a Solid Auto Collision Claim

While you might like to think that dealing with your PIP insurer will be easy or that someone else was clearly at fault for your crash and owes you money, you should think again. Insurance is a business, and insurance companies often look for reasons to reduce or deny payments, even to their own customers.

The best way to maximize your injury compensation is by working with a trusted attorney to build a solid case through compelling evidence. The lawyers with Campbell & Associates can look out for your best interests while showing other involved parties that you mean business. We can:

  • Negotiate with your PIP insurance provider – Our lawyers can identify and calculate losses covered by your no-fault policy and aggressively negotiate for the maximum compensation possible. We will push back against any attempts to reduce your payout and defend you from bad-faith insurance tactics.
  • Pursue a liability claim against an at-fault party – If you have injuries that qualify you to step outside the no-fault system, we can establish your right to pursue compensation with a liability claim or personal injury lawsuit. We can investigate your accident, gather evidence, prove fault, and tirelessly negotiate for an advantageous settlement.
  • Manage case details – Our job is to relieve your legal burden so you can focus on your health. We will handle all the details of your case, so you don’t have to. We can answer your questions, communicate with involved parties on your behalf, prepare and file paperwork, manage deadlines, and provide you with frequent and timely case updates.

What Do Clients Say About Working With Campbell & Associates? 

Our commitment to client service is one of the things that sets us apart from other law firms. However, you do not have to take our word for it. Just read what a previous client has to say in one of our numerous positive testimonials:

I am writing to express my sincere gratitude for the services provided to me by Mr. Colin Campbell. I turned to Mr. Campbell for assistance after I met with another lawyer who refused to take my case because it wouldn’t provide him with a large fee. Mr. Campbell was very compassionate and made me feel like a member of his family. He didn’t mind that the amount of money I sought was very little. He treated me with the utmost respect and concern and I would recommend him to anyone who is in need of legal services. — A.C.

Get Started on Your Car Accident Case Before Time Runs Out

New York’s statute of limitations for personal injury is three years, and its statute of limitations for wrongful death is just two years. If you do not file your car accident lawsuit in civil court before these deadlines expire, you may be unable to pursue compensation.

Contact Our Personal Injury Law Firm in Fredonia-Dunkirk Today

If you or your loved one sustained an injury in a crash in Fredonia, NY, or Dunkirk, NY, the car accident lawyers with Campbell & Associates can help. With our contingency arrangement, we don’t collect attorney fees until we win your case, so there’s no risk to you. Call (716) 992-2222 or contact us online for a free consultation.

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