Car Accident Lawyer for Hamburg, New York

Car Accident Lawyer for Hamburg, New York

According to the New York Department of Health, motor vehicle collisions are the leading cause of injury-related death for individuals in New York State. There is no question that a Hamburg car accident can instantly change your life. Motor vehicle accidents can leave you with traumatic injuries and financial uncertainty that can plague you months to years after the accident. Many traffic collision victims find that their mental health also declines because of the stress and anxiety involved in attempting to recover compensation for their injuries.

At Campbell & Associates, our car accident attorneys understand what you are going through. We know that right now, you need effective legal advice and support to help you move forward with your life. We are here for you. Our skilled car accident lawyers have extensive experience handling Hamburg car accident cases and know what it takes to pursue meaningful compensation for your medical expenses and other losses.

Don’t let a Hamburg car accident caused by a careless driver leave you struggling. Contact our office today and request a free case review with a respected and knowledgeable Hamburg car accident attorney.

Causes of Hamburg, New York, Car Accidents 

For many people in the Hamburg area, driving is a part of everyday life. It is how they get to work, run errands, and get the kids to school. While many drivers take their responsibility to drive safely seriously, others do not. Driver error remains the leading cause of car accidents. Sometimes, that comes down to the inexperience of the motorist, but mostly it’s the result of careless and thoughtless behavior.

Some of the most common causes of Hamburg, New York, car accidents include:

  • Distracted driving
  • Driving while impaired
  • Fatigued driving
  • Speeding
  • Tailgating
  • Failure to yield
  • Unsafe lane changes

It is also impossible to overlook inclement weather’s role in Hamburg car accidents. Many drivers fail to change their driving behaviors when bad weather hits, causing numerous accidents and wrecks during winter. Although less frequent, mechanical defects can also lead to significant car collisions.

Types of Car Accident Claims We Handle 

No two car accidents are alike. This means you need an experienced car accident lawyer who offers personalized legal representation and can navigate numerous car accident injury claims. At Campbell & Associates, we have a lengthy track record of helping Hamburg car accident victims recover the compensation they need. Examples of the types of accident insurance claims we pursue include those resulting from:

  • Head-on collisions
  • Rear-end accidents
  • Rollovers 
  • T-bone or side impact crashes
  • Sideswipe accidents
  • Pedestrian accidents 
  • Multi-vehicle collisions 
  • Hit-and-run accidents 
  • Distracted driving collisions 
  • Work accidents in company vehicles 

No matter the circumstances, we want to guide you through the claim process and seek compensation for your medical expenses and lost wages. 

Types of Injuries Sustained in Car Accidents 

Unfortunately, Hamburg car accidents can cause life-altering injuries that can lead to chronic pain, medical complications, mental health struggles, and financial instability. Many accident victims suffer an immediate drop in the quality of their lives, which can be challenging to overcome. Some of the injuries that are commonly sustained in car crashes include:

  • Traumatic brain injury
  • Whiplash
  • Other neck and spine injuries
  • Broken bones
  • Internal bleeding
  • Organ damage
  • Dislocations
  • Facial injuries
  • Contusions
  • Lacerations

Traumatic physical injuries and the stress of fighting an insurance company can also trigger mental health conditions after a car accident, like depression and anxiety. Violent car accidents can also lead to post-traumatic stress disorder.

New York No-Fault Car Insurance and Compensation 

New York is a unique state in more ways than one. What makes it unique when it comes to car accidents is that New York is one of only a handful of states that subscribe to the no-fault car insurance model. When you are involved in a car accident, the no-fault rules mean you seek compensation from your insurance company, no matter who is responsible for causing the collision. In addition to liability insurance, New York requires drivers to have personal injury protection (PIP) coverage. PIP policies cover the following:

  • Payment for reasonable and necessary medical expenses
  • Coverage for 80 percent of lost wages up to a $2,000 monthly maximum
  • Reasonable expenses like household assistance and transportation to medical appointments

Accident victims must understand that PIP coverage only covers medical expenses related to the crash up to your policy limits. In significant car accidents, medical expenses may exceed the limits of a victim’s coverage, leaving them responsible for their remaining bills and the cost of further treatment.

Depending on the circumstances of the accident and the severity of your injuries, a personal injury attorney can help you file a lawsuit to pursue compensation for your financial losses. However, your injuries typically must meet New York’s serious injury threshold. You can step outside the no-fault system to file a lawsuit when your injuries qualify as “serious.” That means:

  • An injury causing significant limitation of the use of a body function or system
  • An injury causing permanent limitation or use of a body organ or limb
  • Significant disfigurement
  • Bone fracture

You may also qualify to pursue a lawsuit for compensation if an injury causes substantially full disability for 90 days. An attorney can evaluate your situation and help determine if you can file a personal injury claim.

Statute of Limitations for New York Car Accident Lawsuits 

Personal injury law gives you limited time to file personal injury cases. New York limits the time you have to file a lawsuit to three years from the accident date. Failing to file before the legal deadline can have significant consequences, such as a judge dismissing your case. You can lose leverage and the ability to seek maximum compensation for your injuries in court.

Discussing your unique situation with a skilled car accident lawyer is the best way to understand your legal rights and options for pursuing compensation. An attorney can manage your case and meet strict legal deadlines, keeping your personal injury case on track.

How Can a Hamburg, New York, Car Accident Attorney Help You?

You deserve to have the time and space to heal in peace. That is challenging when you are also concerned about filing a claim, working with an insurer, and gathering information to support your claim and get the money you need to cover your expenses. Instead, let a respected Hamburg car accident lawyer help. An attorney can take the stress and burden off your shoulders, managing your claim from start to finish and communicating the status of your claim along the way.

What can a Hamburg, New York, car accident attorney do for you? At Campbell & Associates, we focus on:

  • Thoroughly investigating the cause of the car accident
  • Identifying all liable parties 
  • Managing communication between you and your insurance company 
  • Gathering and preserving evidence 
  • Building a strong claim
  • Negotiating for maximum compensation
  • Preparing a case for court when needed

Our case results speak for themselves. We always aim to recover the money you need to move forward with your life. 

Contact our Hamburg Office Today for Help with Your Car Accident Claim 

You don’t have to file a Hamburg car accident claim on your own. Get the support and legal advice you need from the car accident lawyers at Campbell & Associates. We are committed to helping our clients pursue justice and fair compensation. Contact our office today to request a free case evaluation.

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