Insurance Claims

How Insurance Claims Work

At Campbell & Associates, we can walk you through the claims process to make sure that you have the best possible chance at full and fair compensation. We understand that it can be stressful dealing with insurance companies, and their many rules can be confusing. Our Western New York personal injury lawyer is prepared to help you navigate your claim and protect you every step of the way.

What Can I Expect In The Claims Process?

  • After you contact the insurance company, an adjuster is assigned to your claim. The adjuster will do an investigation to determine the full value of your claim.
  • The adjuster will then offer you a settlement.This settlement is always going to be significantly less than what you are eligible to receive. The adjuster’s goal is to offer the lowest possible amount and hope that you will accept it.
  • Our attorney will also conduct his own investigationsto evaluate and assess your claim’s value. We take into consideration the full value of costs for your future medical expenses, missed wages, pain and suffering, and other eligible damages.
  • We negotiate with adjusters for the highest possible amount.We come prepared with the necessary medical evidence, documents and testimonies from experts to gain leverage in our negotiations.
  • If negotiations fail, we take a case to trial.When insurance companies are unwilling to play fair, we are not afraid to push a case to trial. Insurance companies will try their best to avoid litigation, especially up against a firm with a proven track record like us. Litigation is not always necessary, but we prepare each case as if it will go to trial to maximize your results.

What makes our firm different?

We are a tight-knit small firm that truly cares about our clients. We don’t treat them as case numbers. Our lead attorney, a former judge, actually takes the time to get to know you on a personal level and to understand your needs. We pride ourselves in being accessible and attentive to our clients. We have also earned a reputation as experienced, capable trial attorneys.

How do insurance companies handle claims?

Each claim is assigned an insurance adjuster who is in charge of assessing the claim and offering the victim a settlement. Their goal is to give you the lowest amount possible without you taking the case to court. It is important to remember that insurance adjusters are not looking out for you – they are protecting the company’s bottom lines.

In many cases, you may be entitled to an amount significantly higher than what the adjuster is offering. By talking to a qualified attorney, you can find out whether the adjuster is offering a fair amount, or whether you should take a case to court in order to get the best possible result. Unfortunately, many of the attorneys who advertise as personal injury attorneys today may not be qualified to provide good advice on this most important question.

You should always make sure the attorney you consult with has successfully obtained multiple personal injury jury verdicts and an A+ rating on ability and ethics from Martindale-Hubbell.

We take cases on a no recovery, no-fee basis. This means that your fees come out as a percentage of the final settlement at the very end.

Call Today To Talk To A Lawyer

If you have questions about the claims process, it is important that you talk to a knowledgeable attorney. We are here to answer any questions you may have. Call 716-992-2222 today for a free consultation, or send us a message by completing a contact form.

We Advocate For You; Call Our Office Today

Our firm recognizes the difficulties that injured clients face, financially and physically. When you team up with us, you will not only have an attorney working with you side by side but you will also have a strong legal ally and advocate. We genuinely care about the outcome of your case, and we do everything in our power to help you secure a positive case result. To discuss your options, call us at 716-992-2222 or fill out our contact form.

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